Bank of Utah Championship DFS Picks 2026: DraftKings and FanDuel Breakdown

The market expects a birdie fest at Black Desert Resort. The 72 hole winning score is posted at 261.5 on a par 71, roughly 22 under, and the golf course explains why.

Black Desert is a Tom Weiskopf design that only opened in 2023, and its scorecard is unlike anything we have covered this season. The four par 3s average just 175 yards, with two of them under 155, against 226 at East Lake and 209 at Walnut Cove. The eleven par 4s have the widest spread we have seen, running from two realistically drivable holes at 320 and 322 out to 532, 519, 506 and 501. Three par 5s all sit near 590. Matt McCarty holds the course record at 261 from his 2024 win here, and he is in the field.

Four golfers have withdrawn and the ownership snapshot has not caught up, so one of them is still carrying projected ownership on a golfer who is not teeing off. That matters for how you read every ownership number this week, and it is covered below.

Below is the full FTA Sims breakdown for DraftKings and FanDuel: golfer grades built on a price residual model, make cut and finish probabilities, why the course record holder is this week’s trap, where the real leverage sits, and four sample builds.

Bank of Utah Championship DFS Picks and Lineups: 2026

October 1 to 4, 2026 · Black Desert Resort · Ivins, Utah · Par 71, 7,421 yards

The market expects a birdie fest. The 72 hole winning score is posted at 261.5 on a par 71, which is roughly 22 under, and the golf course explains why. Black Desert is a Tom Weiskopf design that only opened in 2023, and its scorecard is built for scoring in a way none of the venues we have covered this season were.

Par 3 average
175 yds
shortest set of the season
Par 5s
3
all near 590
Drivable par 4s
2
320 and 322 yards
Winning score
261.5
the posted number

The Course: Black Desert Resort

Start with the par 3s, because they are the most extreme feature on the card. There are four of them and they average 175 yards, with the 8th at 152 and the 17th at 151. For context, East Lake played its par 3s at an average of 226 yards two months ago and Walnut Cove at 209. These are wedges and short irons, not the long iron tests the playoff venues demanded.

The par 4s run the other way, and their spread is the widest we have seen. Eleven of them, from 320 and 322 yards, both realistically drivable, out to 532, 519, 506 and 501. That is not a course asking one question repeatedly. It is asking a driver-and-wedge question twice, a long-iron question four times, and something in between the rest of the day. The three par 5s all sit near 590, so they are not free, but at this elevation in the southern Utah desert they play shorter than the number.

Matt McCarty holds the course record at 261 from 2024, set when he won here, and he is in this field. Hold that thought, because the model has a strong opinion about him.

How We Graded This Week

Every golfer is measured against what his own salary implies. We fit projection, ceiling, floor and projected ownership against price across the field, then grade on the gap, which keeps the grade tier neutral. Make cut probability is live again, so it is back in the grade.

Four golfers withdrew and the ownership numbers have not caught up. Austin Eckroat, Kyoung-Hoon Lee, Taylor Pendrith and Zach Johnson are all out, and they are removed from every board here. But Eckroat is still carrying 4.87 percent projected ownership in the source data, because the ownership snapshot predates his withdrawal. Roughly one in twenty lineups is on a golfer who is not teeing off, which means everyone else’s real ownership is a little higher than the numbers below.

EAT: What The Model Is Paying For

DraftKings
GolferSalaryProjOwnOwn for pricePts vs priceMake cut
Jackson Koivun10,80087.125.8%19.9%+9.6284.4%
Andrew Putnam6,60063.73.4%2.4%+6.9464.8%
Matthieu Pavon6,70064.05.6%2.9%+5.8964.1%
Paul Peterson6,40059.31.2%1.4%+5.3659.4%
A.J. Ewart6,70063.22.7%2.9%+5.0965.0%
Zac Blair7,00066.67.6%4.4%+4.6967.9%
Hank Lebioda6,30057.01.0%0.9%+4.5356.1%
David Lipsky6,40058.10.9%1.4%+4.1657.8%
Takumi Kanaya6,70061.82.1%2.9%+3.6662.0%

Jackson Koivun is the favourite at 12/1 and the model agrees, for the third week running. At 10,800 he projects +9.62 points above his own price curve with a ceiling +9.34 above it and an 84.4 percent make cut number, the best in the field. He is 25.8 percent owned against a 19.9 percent fit, so he is chalk, but he is correctly priced chalk. Fading the best golfer in a weak field to be different is how you lose a cut event.

The Course Record Holder Is The Trap

Matt McCarty shot 261 here in 2024 and he is the single biggest ownership underlay on both sites. He is 5.3 percent owned on DraftKings against a 13.4 percent fit, and 5.1 against 12.8 on FanDuel. On the surface that is exactly the shape of a leverage play: a proven winner at the venue that nobody is on. Then look at the projection column. He is -9.90 points against his price, the worst mark in the field by a distance. The field is not overlooking him. The field has already worked out that 2024 was two years ago, and the model agrees. Low ownership on a golfer the numbers dislike is not leverage, it is consensus.

Where The Actual Leverage Is

Michael Brennan is the second favourite on the betting board at 16/1 and he is 13.4 percent owned against a 17.9 percent fit, so the crowd is underweight on a golfer the model has +1.75 points above his price with a 79.6 percent make cut number. That combination, a short price in the market and ownership below what his salary implies, is the cleanest leverage on the board.

Projected ownership correlates with our projections at 0.45 on DraftKings and 0.57 on FanDuel. That is looser than the playoff weeks, where it ran past 0.90 and there was nothing to attack, but tighter than Biltmore at 0.14. There is leverage here, just less of it than a full field usually offers.

FADE: Popular Beyond The Price

DraftKings
GolferSalaryProjOwnOwn for pricePts vs priceMake cut
Jordan L. Smith8,00074.427.7%9.1%+2.4174.8%
Rasmus Neergaard-Petersen7,50070.216.3%6.8%+2.7671.3%
Ben Kohles7,80072.014.8%8.2%+1.6973.4%
Nick Taylor7,80071.513.3%8.2%+1.2173.4%
Kevin Roy7,60069.49.9%7.3%+0.9269.9%
Will Gordon6,30051.42.8%0.9%-1.0748.6%
Pierceson Coody7,70070.09.4%7.7%+0.6071.0%

Jordan Smith is the largest overlay on the DraftKings board at 27.7 percent owned against a 9.1 percent fit, more than eighteen points beyond what his salary implies. He is not a bad golfer and he projects +2.41 above his price, but that is a modest edge carrying a very heavy ownership load. You are paying full market rate for a small advantage.

PIVOT: Ceiling The Field Has Not Priced

DraftKings
GolferSalaryProjOwnOwn for pricePts vs priceMake cut
Kris Ventura7,40069.313.5%6.3%+2.9069.5%
Luke Clanton6,60057.91.2%2.4%+1.1056.4%
Chandler Phillips7,20065.24.3%5.4%+0.9065.3%
Ben Silverman6,60057.71.2%2.4%+0.9456.6%
Joe Highsmith6,40053.90.7%1.4%+0.0251.4%
Isaiah Salinda6,70057.31.3%2.9%-0.7955.2%
Davis Riley6,30052.70.7%0.9%+0.2549.6%
Sudarshan Yellamaraju7,20064.62.9%5.4%+0.3165.2%
John VanDerLaan6,80058.61.6%3.4%-0.7857.9%
David Ford7,10062.22.5%4.9%-0.9661.9%

FanDuel Is Not The Same Board

FanDuel, biggest ownership overlays
GolferSalaryProjOwnOwn for pricePts vs priceMake cut
Ben Kohles9,20075.222.8%6.7%+4.2873.4%
Jordan L. Smith9,80077.920.7%9.4%+2.4374.8%
Zachary Bauchou8,90073.015.5%5.5%+4.6670.8%
Jackson Koivun12,20092.431.6%22.7%+9.4184.4%
Benjamin James11,40087.525.7%17.8%+5.0881.7%
John Parry8,80071.512.9%5.1%+4.1670.0%

Ben Kohles is the clearest divergence. On FanDuel he is 22.8 percent owned against a 6.7 percent fit, the biggest overlay on either site, and on DraftKings he barely registers. Koivun is also a much heavier concentration on FanDuel at 31.6 percent than his 25.8 on DraftKings. Build them separately.

Lineups

Cash maximises projection at the cap. Tournament builds run the same solver under a cumulative ownership ceiling, 65 percent on DraftKings and 75 percent on FanDuel, set by buying as much differentiation as three percent of projection can pay for.

DraftKings Cash
GolferSalaryProjOwn
Benjamin James9,90082.821.1%
Maverick McNealy9,60082.526.4%
Jordan L. Smith8,00074.427.7%
Ben Kohles7,80072.014.8%
Kris Ventura7,40069.313.5%
Zachary Bauchou7,30070.016.9%
50,000 salary · 450.89 projected · 120.4% cumulative ownership
DraftKings Tournament
GolferSalaryProjOwn
Matt Wallace9,70080.815.8%
Doug Ghim9,50079.817.6%
Mac Meissner8,60074.112.2%
Chris Kirk8,10071.07.8%
John Parry7,50068.88.2%
Andrew Putnam6,60063.73.4%
50,000 salary · 438.14 projected · 65.0% cumulative ownership
FanDuel Cash
GolferSalaryProjOwn
Jackson Koivun12,20092.431.6%
Benjamin James11,40087.525.7%
Jordan L. Smith9,80077.920.7%
Ben Kohles9,20075.222.8%
John Parry8,80071.512.9%
Denny McCarthy8,60070.011.1%
60,000 salary · 474.59 projected · 124.8% cumulative ownership
FanDuel Tournament
GolferSalaryProjOwn
Maverick McNealy11,60087.122.1%
Matt Wallace11,30085.120.9%
Mac Meissner10,20077.612.6%
Pierceson Coody9,50072.97.9%
Emiliano Grillo9,30072.07.6%
Andrew Putnam8,10065.73.6%
60,000 salary · 460.38 projected · 74.7% cumulative ownership

How To Play It

  • Birdies, not pars. A posted winning score of 261.5 means survival golf does not win here, and the floor plays you have been rewarded for through the playoffs are the wrong shape this week.
  • Short par 3s change who benefits. Four holes averaging 175 yards reward wedge and short iron play, not the long iron specialists East Lake and Bellerive favoured.
  • The two drivable par 4s are variance. They widen the gap between a good day and a bad one, which helps tournament builds more than cash.
  • The cut is live, so make cut probability is back in the grade after three no cut events where it carried no information at all.
  • Check ownership late. Four withdrawals are still holding projected ownership in the source data, so everyone else is a little more owned than the board says.

Get The Full Board in FTA+

This is the free look. FTA+ members get every golfer graded on both sites with projected ownership, the full price residual board with ceiling and floor percentiles, both single round slates, the DFS Sims tool, the BaconLab optimizer with this week's pools preloaded, and the complete cheat sheet with a CSV download.

Projections and projected ownership are FTA projections. Ownership moves all week, so treat the ownership columns as a read on the crowd at the time of writing.